Dental Plan
Essex County College provides
dental coverage through Delta Dental Insurance.
Delta Dental is one of the larger providers of
dental coverage in the nation. Employees may
elect to enroll in a plan option that best fits
their family needs.
- Advantage
(Group No. 7251-8001): The Advantage Plan offers
access to cost efficient dental care provided by
a network of participating dentists on a
fee-for-service basis at 80% after a $50 annual
deductible per person. In Delta's Advantage
Plan, dentists agree that their fee for covered
service(s) will not exceed the Delta schedule of
fees and agree not to balance bill you for the
difference.
- Preferred
(Group No. 7251-6001):The Preferred Plan Option
(PPO) pays your dentist at 100% for certain
basic benefits after and annual $50 deductible
per person. Enrollees must go to a participant
dentist.
- Premier
(Group No. 7251-0001): The Premier Plan offers
access to dental care by a large network of
participant dentists with reimbursement for
non-network dentists. Covered services are
eligible at 80% after a $50 annual deductible
per person. You are responsible for payment of
the difference between Delta Dental's payment
and the amount approved by them.
Information to help you
understand and access your benefits, check a
claim, print an ID card, find a dentist or other
resources are available at: www.deltadentalnj.com.
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