Type and Sources: Alternative Loan Programs
NJCLASS Loan - Higher Education Student Assistance Authority (HESAA)
1-800-792-8670
Special Eligibility Requirements:
Applicants must:
- Be taking at least 6 credits
- Demonstrate unmet financial need
How To Apply:
- To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
- Must be admitted to Essex County College as a matriculated student.
- Must apply directly though a lender and obtain a pre-approval.
SallieMae Signature Student Loan for Community Colleges
1-888-272-5543
Special Eligibility Requirements: Applicants must:
- Be taking at least 6 credits
- Demonstrate unmet financial need
How To Apply:
- To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
- Must be admitted to Essex County College as a matriculated student.
- Must apply directly though a lender and obtain a pre-approval.
Wells Fargo Collegiate® Loan
1-800-378-5526
Special Eligibility Requirements: Applicants must:
- Be taking at least 6 credits
- Demonstrate unmet financial need
How To Apply:
- To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
- Must be admitted to Essex County College as a matriculated student.
- Must apply directly though a lender and obtain a pre-approval.
Chase SelectSM Certified Private Education Loan
1-866-306-0868
Special Eligibility Requirements: Applicants must:
- Be taking at least 6 credits
- Demonstrate unmet financial need
How To Apply:
- To be considered for an Alternative Loan, you must complete the Free Application for Federal Student Aid (FAFSA)
- Must be admitted to Essex County College as a matriculated student.
- Must apply directly though a lender and obtain a pre-approval.